| Plan Name |
Primary
Plan |
Standard
Plan |
Executive
Plan |
| Overall Maximum Limit any one policy period
and in total any one claim or event |
$170,000 |
$750,000 |
$2,000,000 |
| (1) HOSPITAL & RELATED SERVICES |
| In-Hospital treatment, facilities & services
including accommodation up to the cost of a standard single-bed air-conditioned
room |
$85,000 per person per year |
$200,000 per person per year |
$250,000 per person per year |
| Cancer treatment (in-patient and out patient) |
| Kidney dialysis (in-patient and out-patient) |
| Day Care surgery |
| Home Nursing Care (up to max 26 weeks following
discharge from hospital ) |
| Cost of family member sharing child’s
hospital room (where necessary) |
| Casualty ward accident and emergency services |
| Accident Dental Cover (within 14 days of accident) |
| Local ambulance services to hospital |
| Pre-Hospital Diagnostic Services |
Within 30 days of hospital admission |
Within 60 days of hospital admission |
| Post-Hospital follow-up treatment |
Up to 60 days after discharge |
Up to 90 days after discharge |
| Outpatient Alternative Treatment |
Up to $500 per injury for treatment by a registered
chiropractor, chinese physician and acupuncturist
Up to $1000 if suffered out of usual country of residence and home country |
| (2) INCREASED INTERNATIONAL COVER |
| Hospital Treatment & Services cover increases
automatically from $250,000 to $1,000,000 per person per year when travelling
outside his Home Country |
Not Applicable |
Covered |
| (3) ORGAN TRANSPLANTATION |
| Operation costs for kidney, heart, liver, lung
and bone marrow transplants (excluding costs of obtaining donor organs) |
$85,000 per person per year |
$200,000 per person per year |
$250,000 per person per year |
| (4) OUTPATIENT SERVICES |
| a) General Practitioner and Specialist consultations
with prescribed treatment |
Not Applicable |
Not Applicable |
$25,000 per person per year subject to a deductible
of $100 per claim or course of treatment |
| b) Diagnostic services and prescription drugs |
| (5) COMPASSIONATE BENEFIT |
$3,000 |
$3,000 |
$3,000 |
| (6) EMERGENCY MEDICAL ADVICE & ASSISTANCE |
Provided |
Provided |
Provided |
| (7) EMERGENCY MEDICAL EVACUATION & REPATRIATION
|
Not Applicable |
$350,000 per person per year |
$650,000 per person per year |
| (8) INTERNATIONAL TRAVEL ASSISTANCE SERVICES |
Provided |
Provided |
Provided |
| (9) TRAVEL PERSONAL ACCIDENT BENEFIT |
Not Applicable |
Not Applicable |
$100,000 per person per year |
| Death or disablement resulting from an accident
on a scheduled aircraft or public conveyance |
| OPTIONAL COVERS |
| MATERNITY BENEFIT (subject to 12 months waiting period
from commencement date of coverage under this benefit) |
Primary Plan
|
Standard Plan
|
Executive
Plan |
| Ante-natal, childbirth and post-natal treatment for the
mother |
|
|
|
| Normal Delivery |
Not Applicable |
$4,750 |
$4,750 |
| Complicated Delivery as defined in the policy |
Not Applicable |
$12,000 |
$12,000 |
DAILY HOSPITALISATION INCOME BENEFIT
(up to 365 days for one illness or injury) |
Option 1:
Daily Income: $50 per day
ICU: $100 per day
Option 2:
Daily Income: $100 per day
ICU: $200 per day |