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Our MaidEase Insurance
Package helps you to be more than a responsible employer!
Specially designed with you and your domestic maid in mind,
this package presents a wide range of benefits at the most reasonable
rates.
Sign up NOW or Contact us for professional advice
SCHEDULE
OF BENEFITS
|
Section
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Deluxe
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Superior
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| 1. |
Worldwide Personal Accident |
|
|
| (i) Death or |
S$40,000
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S$40,000
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| |
Death from Home Accidents sustained in Insured’s Residence |
S$40,000
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S$45,000
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| (ii) |
Permanent Disablement |
S$40,000
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S$40,000
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| (iii) |
Medical Expenses including |
S$1,000
|
S$2,000
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| |
-Treatment by Chinese Physicians |
S$100
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S$250
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| |
-Treatment for Dengue Fever |
S$100
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S$250
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| |
-Ambulance Services |
N.A
|
S$100
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| 2. |
Repatriation Expenses including in the event of suicide |
S$10,000
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S$10,000
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| 3. |
Hospital & Surgical Expenses in Singapore including
-Day Surgery
-90 days Pre and Post-Hospitalisation
-Ambulance services upto S$100
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S$30,000
Subject to S$15,000
per annum
|
S$40,000
Subject to S$20,000
per annum
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|
4.
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Wages Compensation & Levy Reimbursement (up to 60 days) |
S$15/day
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S$30/day
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| 5. |
Termination Expenses |
N.A
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S$300
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| 6. |
Recuperation Benefits for each day of hospitalisation (up to 60 days) |
N.A
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S$20/day
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| 7. |
Domestic Helper Liability |
S$2,500
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S$5,000
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| 8. |
Dread Disease |
N.A
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S$2,000
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| 9. |
Re – Hiring Expenses |
S$250
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S$500
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| 10. |
Domestic Helper’s Belongings |
S$250
|
S$500
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| 11. |
Letter of Guarantee to the Controller of Immigration |
S$5,000
|
S$5,000
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| 12. |
Waiver of Counter Indemnity for Section 11 - Letter of Guarantee |
S$5,000 subject to excess of S$250
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PREMIUM
TABLE (EXCLUDE GST)
|
Section
|
Deluxe
|
Superior
|
| Insurance Benefits only (1 to 10) |
S$210
|
S$265
|
| Insurance + Letter of Guarantee (1 to 11) |
S$255
|
S$310
|
| Insurance + Letter of Guarantee + Waiver of Counter Indemnity (1 to 12) |
S$305
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S$360
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OPTIONAL
COVERS
| |
LIMITS
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PREMIUM
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| 13. |
Letter of Guarantee to Philippines Embassy (as required by the Philippines Overseas labour Office) |
a) S$2,000
b) S$7,000
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a) S$45
b) S$75
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BENEFITS FOR THE EMPLOYER
INSURANCE GUARANTEE
With the Letter of Guarantee, you need not place a physical S$5,000 security deposit with the Controller of Immigration.
WAIVER OF INDEMNITY
Limits your liability to S$250 (instead of S$5,000) when you are
required to reimburse Tenet Insurance on the happening of any one of
the following events provided they are not caused by your deliberate
act or omission:
(1) the maid’s unexplained disappearance,
(2) her getting married to a Singaporean or Singapore PR or
(3) her getting pregnant
REPATRIATION EXPENSES
We
cover you for reasonable expenses incurred for conveyance of your maid
to her home country upon Accidental Bodily Injury, Sickness or Disease
of whatsoever nature or suicide.
HOSPITAL & SURGICAL EXPENSES ( including 90 days pre and post hospitalisation treatment )
We
will reimburse you for Hospital and Surgical expenses including Day
Surgery expenses incurred in a Class C/B2 ward of a Singapore
government hospital or restructured hospital if your maid is
hospitalised due to an accident or sickness for up to 45 days per
disability. Exclude expenses incurred for illness during the first 14
days from validity date of work permit.
WAGES COMPENSATION & LEVY REIMBURSEMENT
We
cover you against financial loss for the Domestic Maid’s wages as well
as the government levy payable when the Domestic Maid is hospitalised
due to accident, sickness or disease.
TERMINATION EXPENSES*
We
cover you for expenses incurred in respect of termination of your
maid's services due to her permanent total disability or inability from
attending to any occupation or employment as a result of an accident,
sickness or disease of whatsoever nature.
DOMESTIC HELPER LIABILITY
We
cover your legal liability to compensate a third party for accidental
bodily injury or accidental property damage as a result of your maid’s
negligence in the course of her employment with you in Singapore
RE – HIRING EXPENSES 
We will reimburse you for the agency fees incurred in hiring a replacement domestic maid
as a result of termination of services due to Death or Permanent Disablement arising from
accident or illness provided that the replacement is made within 30 days from date of termination.
BENEFITS
FOR THE MAID
(*) Only for selected plan, please refer to Schedule of Benefits for details.
PERSONAL ACCIDENT 
Provides
your maid a worldwide and 24-hour coverage for accidental death or
permanent disablement, including medical expenses arising from accident.
Outpatient treatment by Chinese Physicians and Treatment for Dengue Fever and Ambulance Services *
RECUPERATION BENEFIT ( in hospital )*
A
daily recuperation allowance is payable to your maid if she is
hospitalised provided that a valid claim is also made under Hospital
& Surgical Expenses section.
DREAD DISEASES*
Provides a lump sum payout to your maid on 1st confirmed diagnosis of any one of the following covered dread diseases
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- Coronary Artery Bypass Surgery
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- Major Organ / Bone Marrow Transplant
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DOMESTIC HELPER’S BELONGINGS 
Your
maid will be covered for loss or damage to her personal effects
contained in your home caused by fire & related perils including
theft following forcible/ violent entry.
(*) Only for selected plan, please refer to Schedule of Benefits for details.
You can download borchure and application form here .
Sign up NOW or Contact us for professional advice
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