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Comparison of Motor Insurance between AIG, China Insurance and MSIG |
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Below is the Comparison of Motor Insurance between AIG (American Home Assurance Company), China Insurance Co. (S) Pte LTd and MSIG (Formally Aviva). These are the important factors for you should consider when purchasing motor insurance. For more detailed information, you can visit
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AIG
AutoPlus |
China
AutoSafe |
MSIG |
Dealer
Workshop
|
Allowed
(1st 3 Years) |
Not
Allowed |
Allowed |
| Workshop |
Authorised |
Authorised |
No Restriction |
| Waiver
of Excess |
Up
to $500 |
$1,000
|
nil |
| Windscreen
Cover |
Unlimited |
Unlimited |
Unlimited |
| Windscreen
Cover Excess |
$107 |
$107 |
No Excess |
| New For
Old (less than 1 year) |
YES |
Market
value |
Market value |
Bodykit
protection - not reduce NCD
|
nil |
$1,000
|
nil |
| NCD Protector |
nil |
YES
|
YES |
| Loss
of Use (10 Days) |
YES |
nil |
nil |
| Oversea Emergency Medical Evacuation |
nil |
nil |
$10,000 |
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| Medical
Reimbursement |
$300
|
$300
|
$500 |
| Personal
Accident (Insured) |
$50,000
|
$20,000
|
$20,000 |
| Personal
Accident (Passenger) |
$10,000
|
nil |
nil |
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| Loyalty
Discount |
YES |
YES |
YES |
| Safe Driver
Discount (NCD > 30%) |
YES |
YES |
YES |
| 24 Hours
Breakdown Towing |
YES |
YES |
YES |
| Roadside Assistance |
YES
|
nil
|
YES |
| Free Check-up
twice yearly |
YES |
nil |
nil |
| 10% off
labour charge for routine checkup |
YES |
nil |
nil |
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