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What are the types of motor insurance coverage |
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Insurers offer three main types of motor insurance policies. Optional
benefits are available to meet your individual needs.
| Third Party |
Third Party, Fire and Theft |
Comprehensive |
Optional benefits for comprehensive policies (may be
subject to payment of additional premium) |
| Death or injury to other parties |
Death or injury to other parties |
Death or injury to other parties |
Windscreen damage |
| Damage to other parties' property |
Damage to other parties' property |
Damage to other parties' property |
Damage arising from riot, strike and civil
commotion |
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Fire damage to, or theft of, your vehicle |
Fire damage to, or theft of, your vehicle |
Damage arising from flood and windstorm |
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Accidental damage to your vehicle |
Liability of passengers for acts of negligence |
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Personal accident cover (private car only) |
Personal accident benefits for passengers |
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Medical expenses (private car only) |
Additional excess |
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No-Claim Discount protection (private car only) |
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