Do you want to pay less income tax and save more for the future? If so, you should pay some attention to Supplementary Retirement Scheme (a.k.a. SRS). Unlike popular CPF retirement scheme, many people have not even heard of SRS. In this article, I will explain What is SRS and what are the benefits of SRS contribution How to make […]
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3 rich mindsets you must have to achieve financial freedom
I hate to say this, but we live in one of the richest countries on the planet and yet most of us don’t feel rich. We are living in a world where “rich become richer” and “middle class are sandwiched”. On my journey to pursue the best investment strategies and the smartest money management tips, […]
STI ETF Investing: 3 myths busted
If you are considering various ways of investing for retirement, you will often come across investment advice telling you to invest in the STI ETF (Straits Times Index Exchange Traded Funds). The typical pitch goes like these: You should buy the STI ETF because passive investing beats active investing in the long run. You should […]
Investing for Retirement: Why you should not over-rely on REITs investment
Real Estate Investment Trust, a.k.a. REIT, is a popular income generating investment nowadays. It is also one of the 5 core Income Generating Assets that I recommend for retirement planning. But the risks of investing in REITs are not well understood. In the course of my work, I realize many people have these common misconceptions: I […]
How to dig below the sales pitch and choose the right unit trust
For most Singaporeans, unit trust is the best investment instrument to start with. But why so many people lost money in unit trust investment? Because most people chose the wrong funds. If you want to make money, you need to know how to choose the right unit trust for yourself. It is unlikely that you […]
How to Invest Your SRS Account: The Complete Guide
Supplementary Retirement Scheme (a.k.a. SRS) is not strange to most Singaporeans. It is a deferred tax scheme which helps you save for the future while reducing your tax expenses now. If you are mid to high-income earners, SRS is a great way to save tax in addition to CPF top-up tax relief. For example, if […]
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Coronavirus: How Does It Affect Your Stock Investment Portfolio
The fear of the Wuhan virus is real, but sometimes emotions tend to cloud our judgements. I received several calls from anxious clients asking if the stock market is going to collapse and if the doomsday is coming. What is the real impact of world epidemics on the stock market? Should you …
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