SGMoneyMatters - Fee-Based Financial Adviser Singapore, Retirement Planning, Portfolio Management, Financial Freedom

How I Use moomoo For Stock Research

Filed Under: How to investTagged With: ETF Investment, Stock InvestmentJune 20, 2021

My readers always ask me if there are any free platforms for stock research and portfolio monitoring. As you can imagine, the free ones always have limited features unless you are a paid subscriber. However, people tend to overlook that they can get useful data for free via their stock trading platform. But if you […]

Optimism is The Virtue of Capitalism – Ivan’s Investment Reflections for May 2021

Filed Under: Investment IdeasTagged With: Bond Investment, Cryptocurrency, Global Momentum Compass, Stock InvestmentMay 19, 2021

Lately, stock markets have been getting jittery. Asian markets continued trading sideways while the US and European stock markets struggled to move higher in a zigzag manner. It seems to me that the stock markets have less concern over the resurgence of the number of Covid cases globally than the recent US policy initiatives. “Ivan’s […]

Investing the GIC Way – How to Ride Out and Profit From a Global Pandemic Crisis

Filed Under: How to investTagged With: Buy And Hold, ETF Investment, Global Momentum Compass, Inflation, Interest Rate, Invest for Retirement, investment basics, Investment Principles, Long Term Investment, Quantitative EasingApril 28, 2021

The global pandemic has changed how we live and invest in many ways. But we need to be clear that what we are experiencing is not the first crisis, nor will it be the last in your lifetime. Life goes on. As an investor, there are lessons to learn and yet to be learned. The […]

How to Invest Your CPF – Upcoming Webinar With MoneyFM 89.3

Filed Under: How to investTagged With: CPF Investment, CPF Life, income generating asset, Invest for RetirementMarch 22, 2021

Your CPF is one of your most important assets for retirement planning in Singapore. However, it is often under-invested. Many people have bought into the idea that since the CPF board pays them an almost guaranteed interest rate, there is no need to invest their CPF savings. It makes sense to some, but not everybody. Think […]

Astrea VI Bond IPO: Why You Should Have Applied Via Private Placement

Filed Under: How to investTagged With: Astrea Bond, Bond Investment, Bond IPO, Interest Rate, Invest for Retirement, SIA BondMarch 18, 2021

On March 8, I have alerted readers of the latest Astrea VI Bond issuance through my blog and Telegram Channel. Astrea has just announced its Astrea VI allocation result today. The final coupon for the retail S$ tranche is 3%. It is not fantastic, but good enough for many, especially the retirement income seekers. But […]

Astrea VI Bonds – New issuance of Azalea PE-backed Bonds

Filed Under: Investment Ideas, Most PopularTagged With: Astrea Bond, Bond Investment, Bond IPO, Interest RateMarch 8, 2021

I wrote an article in 2019 when Astrea V was launched, I was not thrilled with PE bond offering such a low yield of 3.8% back then. But since the pandemic last year, the broad market interest rate has dropped to an even more ridiculous level. So PE-Backed Astrea Bond does appeal to some investors […]

How to Build a Low-Cost Income Investment Portfolio in Singapore with Little Capital

Filed Under: How to invest, Most PopularTagged With: Astrea Bond, Bond ETF, ETF Investment, financial freedom, High Yield Bond, income generating asset, Income Investing, Index Fund, STI ETF, Unit Trust

A low-cost income investment portfolio is crucial for retirement planning. Without a portfolio of income-generating assets for passive income, you will never achieve financial freedom. But there are some practical issues to consider. As an independent financial adviser, I spend a lot of time …

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Investing in REITs – Why It Is NOT the Right Time to Buy Now

Filed Under: Investment Ideas, Most PopularTagged With: ETF Investment, Financial Repression, income generating asset, Income Investing, Investment Opportunities, Property investment, REITs Investing, STI ETF, Stock Investment

With the global recession triggered by COVID-19, we have seen that the Singapore REITs index has suffered a massive 20% loss. You may be asking, “What would be the impact of COVID-19 on REITs? Is it a good time to buy REITs now?” In this article, I want to help you understand three …

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5 Ugly Truths of the Coming Retirement Crisis and How to Deal With It

Filed Under: Most Popular, Retirement PlanningTagged With: Coronavirus, CPF Investment, financial freedom, Financial Repression, income generating asset, Income Investing, Invest for Retirement, Quantitative Easing, REITs Investing, Singapore Savings Bond, US Debt Crisis, US-China Trade War

We were on the verge of the greatest retirement crisis in history and COVID-19 just triggered it. In the decades to come, globally, we will witness hundreds of millions of people slipping into poverty in their retirement years, not because they lost money in the stock market, but because they are …

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How to build wealth through property investment: review of Patrick Liew’s Mencius Advanced Property Investment Course (MAPIC)

Filed Under: Most Popular, PropertyTagged With: Property investment, Wealth Secrets

Property investment was a model to be rich and wealthy since ancient time. As it is said in the famous Jewish quote A person should always divide his money into three: one third in land (property), one third in commerce (invest), and one third at hand (cash) This is testified in the tiny island of …

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How to use Singapore REITs to generate retirement income

Filed Under: How to invest, Most PopularTagged With: Dividend Stocks, income generating asset, Income Investing, Regular Savings Plan, REITs Investing, Warren Buffett

The only way to retire in Singapore is to own Income Generating Assets. I have discussed how you can use optimally leveraged and discounted property to generate good income for your retirement. However, there is a problem. While Asian investors are still trying to catch the last train of …

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ETF Investing: 3 myths busted

Filed Under: How to invest, Most PopularTagged With: ETF Investment, Index Fund, Passive Investing, STI ETF

ETF Investing is one of the most misunderstood investment strategies. It was created with good intentions but was misused by many people to sell their products and services. At the surface level, they give you some investment advice that seemed to make sense. The typical pitch goes like these: …

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