For most Singaporeans, unit trust is the best investment instrument to start with. But why so many people lost money in unit trust investment? Because most people chose the wrong funds. If you want to make money, you need to know how to choose the right unit trust for yourself. It is unlikely that you […]
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3 Stages you need to Achieve Financial Freedom and Early Retirement
We all dream about financial freedom. We all want to keep up our lifestyle after or even before we retire, and to continue enjoying the things we are passionate about without worry about money. But for many people, that often stays a dream. What are the steps to turn that dream into reality? On contrary […]
How to find Singapore High Dividend Yield stocks in 5 minutes
Dividend-paying stocks are the most popular investment products among Singaporeans to plan for retirement. After I published this article last week, many readers want to know what are the tools available to choose dividend stocks efficiently. Gone with the days when you have to fork out big bucks before you can jump onto the wagon of stock […]
How to Build an Investment Portfolio for Retirement
If you want to invest for retirement, you are facing an uphill task. Most investment strategies will never help you reach your retirement goals. The reason is simple, they are investment strategies, not retirement strategies. You need to understand that investing for wealth and investing for retirement are not the same thing. I wish I […]
The secret of early retirement in Singapore
For many Singaporeans, the idea of an early retirement is pure fantasy. If you recall your everyday hearing about expensive housing, car and even food, you will be convinced that you will never be able to retire at all. But what if early retirement isn’t quite as an impossible task as you think? Today I […]
3 Myths of Bond ETF Investing and Why I Give It a Miss
I always have my reservation of investing bonds using a Bond ETF. The bond market is a big boys game, it is dominated by large financial institutional players, which means retail investors like you and I have nearly no “edge” when playing the same game. When Astrea IV bond was launched last month, I knew […]
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How to Build a Low-Cost Income Investment Portfolio in Singapore with Little Capital
A low-cost income investment portfolio is crucial for retirement planning. Without a portfolio of income-generating assets for passive income, you will never achieve financial freedom. But there are some practical issues to consider. As an independent financial adviser, I spend a lot of time …
Discounted Online Broker Charles Schwab Singapore is closing
Recently, Charles Schwab has decided to leave Singapore for good. Over the next few months, Charles Schwab Singapore will cease to provide services and will close its office in Singapore. Here is what you need to do. …
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Endowment Plan: NTUC Capital Plus New Tranche Offers 2.3% Guaranteed Yield (CSN2)
NTUC Capital Plus is a very popular short-term savings plan in Singapore with Guaranteed interest. The insurer NTUC INCOME has just launched a new tranche CSN2 with a 2.3% yield. 3-year single premium endowment plan Non-participating - meaning no bonus, all returns are guaranteed. …
REITs to Riches – How to learn about REITs investing
Many people bought Real Estate Investment Trusts as a safe haven with a stable income. But professionals know REIT is just like any other instruments, you should invest for total return (both capital gain and dividend income). Since I published the article warning investors that REITs was …
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Reit Investing for Retirement: How to Avoid Massive Loss
Despite the seemingly endless US-China trade war, the market prices of REITs have increased sharply since the beginning of the year. If you have substantial holdings of Real Estate Investment Trusts, you need to be careful. This may sound counter-intuitive, but if you are investing in REIT as …
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Astrea V Private Equity Bond: Why I am not thrilled about it
The latest buzz in Singapore's financial market is the launch of Astrea V PE Bond, a retail private equity bond by a Temasek unit. If you have not heard about it, you do not have much to lose. But if you are contemplating to subscribe to it, you should continue to read. Just google "Astrea V …
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