The only way to retire in Singapore is to own Incoming Generating Assets. I have discussed how you can use optimally leveraged and discounted property to generate good income for your retirement. However, there is a problem. While Asian investors are still trying to catch the last train of purchasing physical properties, the ultra-rich from the […]
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STI ETF Investing: 3 myths busted
If you want to invest for retirement, you will often come across investment advice to invest into STI ETF. The typical pitch is like these: You should buy STI ETF because passive investing beats active investing in the long run You should buy STI ETF because it is cheaper than unit trust, which you have […]
Investing for Retirement: Why you should not over-rely on REITs investment
Real Estate Investment Trust, a.k.a. REIT, is a popular income generating investment nowadays. It is also one of the 5 core Income Generating Assets that I recommend for retirement planning. But the risks of investing in REITs are not well understood. In the course of my work, I realize many people have these common misconceptions: I […]
3 Stages you need to Achieve Financial Freedom and Early Retirement
We all dream about financial freedom. We all want to keep up our lifestyle after or even before we retire, and to continue enjoying the things we are passionate about without worry about money. But for many people, that often stays a dream. What are the steps to turn that dream into reality? On contrary […]
How to Build an Investment Portfolio for Retirement
If you want to invest for retirement, you are facing an uphill task. Most investment strategies will never help you reach your retirement goals. The reason is simple, they are investment strategies, not retirement strategies. You need to understand that investing for wealth and investing for retirement are not the same thing. I wish I […]
How to dig below the sales pitch and choose the right unit trust
For most Singaporeans, unit trust is the best investment instrument to start with. But why so many people lost money in unit trust investment? Because most people chose the wrong funds. If you want to make money, you need to know how to choose the right unit trust for yourself. It is unlikely that you […]
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Astrea V Private Equity Bond: Why I am not thrilled about it
The latest buzz in Singapore's financial market is the launch of Astrea V PE Bond, a retail private equity bond by a Temasek unit. If you have not heard about it, you do not have much to lose. But if you are contemplating to subscribe to it, you should continue to read. Just google "Astrea V …
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2.25% Guaranteed Interest for Aviva’s 3-year Single Premium Endowment Plan (Eligible for SRS)
The single premium endowment plan has gained popularity over the recent years. With the successful launch of NTUC Income’s Capital Plus and China Taiping’s i-Save, Aviva decided to jump on the bandwagon by offering a similar three-year endowment plan called MySecureSaver. The plan offers 2.25% …
Three Investment Principles you Need in Order to Invest Amidst the US-China Trade War
To most people, the US-China Trade War is a disaster. If you believe in the mainstream media, the trade war is a lose-lose situation. Stock market crashes, economic downturns and next financial crises are going to erode your wealth. But for a smart investor, it is a golden opportunity. Volatility …
Universal Life Insurance: How it fits into your legacy planning and retirement planning
Universal life insurance is one of the best solutions for legacy planning and retirement planning. It provides guaranteed returns and liquidity in a volatile time like now. But universal life insurance is a very complexed and highly customizable product too. That is why it is often poorly …
How to Build an Investment Portfolio for Retirement
If you want to invest for retirement, you are facing an uphill task. Most investment strategies will never help you reach your retirement goals. The reason is simple, they are investment strategies, not retirement strategies. You need to understand that investing for wealth and investing for …
Continue Reading about How to Build an Investment Portfolio for Retirement →
Endowment Plan: NTUC Capital Plus New Tranche Offers 2.18% Guaranteed Return (CSN1)
NTUC Capital Plus is a very popular short-term savings plan in Singapore with Guaranteed interest. The insurer NTUC INCOME has just launched a new tranche CSN1. This tranche is a 3-year single premium endowment plan Non-participating - meaning no bonus, all returns are guaranteed. …
