One of the biggest risks for retirement is not that you did not save enough, but all your savings are depleted by huge long term care cost. You
We all hope that one day we will have enough money to live off our savings and retire, but not everybody is willing to take the first step.
Like most people, I used to think I could call it a day when I reach my retirement with a target, say a million dollars. I was wrong. Today, retirement planning is