If you want to invest for retirement, you are facing an uphill task. Most investment strategies will never help you reach your retirement goals. The reason is simple, they are investment strategies, not retirement strategies. You need to understand that investing for wealth and investing for retirement are not the same thing. I wish I […]
Endowment Plan: NTUC Capital Plus New Tranche Offers 2.18% Guaranteed Return (CSN1)
NTUC Capital Plus is a very popular short-term savings plan in Singapore with Guaranteed interest. The insurer NTUC INCOME has just launched a new tranche CSN1. This tranche is a 3-year single premium endowment plan Non-participating – meaning no bonus, all returns are guaranteed. Guaranteed returns of 2.18% per annum This tranche offers slightly better […]
Why should a foreigner invest in China A Shares and How
If you are a global investor, you can’t ignore China stock markets today, especially China A Shares. The irony is that when the US stock market made a 1% movement, it will be the headline news the next day in the Straits Times. But when China’s stock market made a 5.6% return in a single […]
Investing for Retirement: Why you should not over-rely on REITs investment
Real Estate Investment Trust, a.k.a. REIT, is a popular income generating investment nowadays. It is also one of the 5 core Income Generating Assets that I recommend for retirement planning. But the risks of investing in REITs are not well understood. In the course of my work, I realize many people have these common misconceptions: I […]
How to build wealth through property investment: review of Patrick Liew’s mencius advanced property investment course (MAPIC)
Property investment was a model to be rich and wealthy since ancient time. As it is said in the famous Jewish quote A person should always divide his money into three: one third in land (property), one third in commerce (invest), and one third at hand (cash) This is testified in the tiny island of […]
Invest for Retirement: How to Build Resiliency in Volatile Markets
If you are planning for your retirement or financial freedom, you probably start 2019 with a disturbing question after the stock market crash in December 2018. Should you continue to invest or quit? There is no shortage of information on the internet, you probably subscribe to many financial blogs or newspapers. But the information itself […]