A low-cost income investment portfolio is crucial for retirement planning. Without a portfolio of income-generating assets for passive income, you will never achieve financial freedom. But there are some practical issues to consider. As an independent financial adviser, I spend a lot of time constructing portfolios which will make sense to local investors. Yes, there […]
Discounted Online Broker Charles Schwab Singapore is closing
Recently, Charles Schwab has decided to leave Singapore for good. Over the next few months, Charles Schwab Singapore will cease to provide services and will close its office in Singapore. Here is what you need to do.
Endowment Plan: NTUC Capital Plus New Tranche Offers 2.3% Guaranteed Yield (CSN2)
NTUC Capital Plus is a very popular short-term savings plan in Singapore with Guaranteed interest. The insurer NTUC INCOME has just launched a new tranche CSN2 with a 2.3% yield. 3-year single premium endowment plan Non-participating – meaning no bonus, all returns are guaranteed. Guaranteed maturity yield of 2.30% per annum This plan is available […]
REITs to Riches – How to learn about REITs investing
Many people bought Real Estate Investment Trusts as a safe haven with a stable income. But professionals know REIT is just like any other instruments, you should invest for total return (both capital gain and dividend income). Since I published the article warning investors that REITs was overvalued, I received a lot of queries about […]
Reit Investing for Retirement: How to Avoid Massive Loss
Despite the seemingly endless US-China trade war, the market prices of REITs have increased sharply since the beginning of the year. If you have substantial holdings of Real Estate Investment Trusts, you need to be careful. This may sound counter-intuitive, but if you are investing in REIT as an Income Generating Asset for retirement income, […]
Astrea V Private Equity Bond: Why I am not thrilled about it
The latest buzz in Singapore’s financial market is the launch of Astrea V PE Bond, a retail private equity bond by a Temasek unit. If you have not heard about it, you do not have much to lose. But if you are contemplating to subscribe to it, you should continue to read. Just google “Astrea […]