We were on the verge of the greatest retirement crisis in history and COVID-19 just triggered it. In the decades to come, globally, we will witness hundreds of millions of people slipping into poverty in their retirement years, not because they lost money in the stock market, but because they saved. Why? If you are […]
Financial Freedom: 3 Financial Lessons I Learned Unexpectedly
In nearly 20 years of my school life, I was never given a financial lesson on budgeting, investing or anything relevant to my personal finances. Somehow I feel the education system never want us to achieve financial freedom. How about you? Were you taught How was money generated in the first place? Why $1,000 is […]
How to Set SMART Goals for Your Financial Freedom
If you want to achieve financial freedom, you need to set it as a goal first. But having a goal is not enough, it has to be a SMART goal. Having new year resolution is always intimating. You want to lose weight so you can fit your old pants in the wardrobe You want to make […]
3 Financial Freedom Pitfalls That Gen Y Fall into and How to Fix It
Are you a Gen Y working towards your financial freedom? Maybe you are in your 20s and 30s with a career that’s just starting to take off; maybe you want to start building a family and are making plans for the future; maybe you hope to achieve your financial freedom so you can retire early. […]
How Economic Value of Your Time Determines Your Financial Freedom
What is the most expensive thing in your life? Is it your house, your car, your jewellery or your watch? Turns out, it is your time… Can you believe that? Even Queen Elizabeth, who can own almost anything she wants, once said All of my possessions for a moment of time We often say that we […]
How to get out of financial mediocrity
Do you know someone who is always broke? You probably do. “Broke” in today’s context, especially in Singapore, is no longer about not being able to provide yourself with food and shelter, but seeing yourself financially stagnant. We all don’t want to end up with financial mediocrity. We want to see our wealth accumulate over […]