Singapore has one of the lowest fertility rate in the world. Why? Ask any young parents and they will tell you it is because the cost to raise a child in Singapore is too high. In our local phrase, “money not enough”. But the ironic truth is that it is not only because Singapore has replaced Tokyo as […]
"Sorry, we cannot increase your credit card limit and we cannot tell you why!"
“Sorry, we cannot increase your credit card limit and we cannot tell you why!” – That was the answer from the bank officer. Here is my story: On contrary to many people’s belief, I am a credit card lover. I like to use credit card for my daily purchase as much as possible for the perks […]
OCBC 365 Credit Card
Credit card competition has already been fierce in Singapore. You hardly get your credit card annual fee “waived” every year in other parts of the world. Moreover, it is no longer easy for Krisflyer miles or other form of points to create some excitements among consumers. Singaporeans are spoiled with choices. OCBC’s survey found that […]
Where can you get funding if you are a first-time entrepreneur
Sometime ago, I have given a tip “how can start-ups get low-cost funding“. However, If you are a first-time entrepreneur with a unique business idea, where can you get the funding to start the business? Ace Startup grant, which gives up to $50,000 for first-tier funding, may well be your savior. Ace is a government […]
You Could Be Richer Than You Think
Every year, more than $16 billion in dividends are paid out to investors. It was reported this week that there were $68.3 million worth of unclaimed shares and dividends still held in SGX, these belong to 83,000 investors. Among them, some 74,000 investors failed to cash their dividend cheques, amounting to $53.7 million in total. In […]
How can start-ups get low-cost funding?
It was reported in today’s newspaper that “Value of SME loans grows at slower pace”. “The value of loans made to small and medium-sized enterprises (SMEs) in the 12 months to June 30 increased by 9 per cent – down from a 13 per cent rise the previous year and an 18 per cent jump […]