Your credit report is more important to you than you think. A few months ago, I wrote a blog article about my encounter with one of the local
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Tell OCBC what home means to you
What does Home mean to you? “Home is not just a house, it’s a special feeling. Like the sound of a favourite song, the smell of mom’s cooking,
Get Your Property Loan The Right Way: An Exclusive Interview with iCompareLoan
Last week, I wrote about my encounter with a bank for failing to increase my credit card limit without even an explanation. Come to think of it, the
Why Is The Ease of Total Debt Servicing Ratio (TDSR) Restriction Disappointing
On Feb 10, 2014, The Monetary Authority of Singapore (MAS) announced to ease the restrictive Total Debt Servicing Ratio (TDSR) on certain property buyers. What it says is
Finally, Total Debt Servicing Ratio (TDSR) framework
Why blame the government where you are not prudent in the first place? Finally, the rules, which take effect today, demand that lenders consider a borrower’s total debt
Record Low Sibor Rates offer Refinancing Opportunities
SIBOR stands for “Singapore Interbank Offered Rate” and is the rate at which banks lend to one another. Banks normally use it to determine mortgage loan interest. After
No more cheap mortgages as banks hike home loan interest rates
The days when you could lock in cheap home loan rates for the first year or two seem to be over, now that banks have quietly jacked up rates for