You’ve heard this investment advice before: buy undervalued stocks, purchase STI ETF regularly. Tada! After 20 years, you will have enough money for your retirement. This story, if you ever believed, is more fantasy than reality. The truth is, successful investment is challenging, especially when it is associated with your retirement. This is because we […]
CPF Housing Grants – an Easier Way to Check Your Eligibility
One of the milestones you go through in life is purchasing your first home. 80% of Singaporeans start this journey by buying an HDB. HDB is already highly subsidized in Singapore, and many people are eligible for further subsidies in the form of CPF Housing Grants. The problem with CPF Housing Grants, like the HDB […]
STI ETF Investing: 3 myths busted
If you want to invest for retirement, you will often come across investment advice to invest into STI ETF. The typical pitch is like these: You should buy STI ETF because passive investing beats active investing in the long run You should buy STI ETF because it is cheaper than unit trust, which you have […]
High Yield Bond: Why You Need It in Your Retirement Investment Portfolio
In this blog, I talk a lot about Income Generating Asset (IGA). Without passive income from these IGAs, you simply have no means to retire. If you have not allocated high yield bonds in your investment portfolio, you should read on. Many Singaporeans prefer dividend stocks for their retirements, it is a good strategy. The […]
Unconventional thinking: why you need it for your investment success
The key to investment today is to be able to think outside the box and look at your investment in an unconventional way. The biggest investment and retirement challenges you face today are twofold: How to grow the wealth you have accumulated How to invest and keep up the value of your assets with the […]
Retirement Home Overseas: 5 Things You Must Seriously Consider
Have you ever wanted to own a retirement home overseas? I bet you do, even if you may not have seriously thought about it. But there is one thing for sure, as a Singaporean, you love properties. After a few years of quietness, the Singapore property market seems to be reviving again, with increasing home […]