Stocks, Bonds and Gold Fell Together. Is Diversification Broken?

Most investors are taught a simple rule: when stocks fall, bonds should cushion the loss. And when both become uncertain, gold should provide protection. But what happens when

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No More 15-Month Wait: What Condo Owners Must Know Before Right-Sizing

A couple I met last year were both in their early 50s. Their condominium was almost fully paid, but as they began preparing for retirement, they realised that

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The Government Just Killed the EC “Flip” Strategy. Here Is What You Should Know

More than a million dollars in gross profit. From the flat you lived in. That is what the top EC resale deals were generating in early 2026. Not

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The Worst of the Middle East War Is Probably Behind Us. Markets Are at All-Time Highs. Now What?

It has been a while since I last published a blog post. Over the past two months, I have been tied down with market updates, reviewing Trump’s statements

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Gold & Silver Price Surged and Crashed: Is This a Buying Opportunity, Or a Trap?

I was on an business trip in China, and over the past few days, I’ve received a steady stream of messages from clients asking the same thing: “Ivan,

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SRS Account Investment Options – Best Ways to Grow Your Retirement Funds (Updated 2025)

The Supplementary Retirement Scheme, commonly referred to as SRS, is not a foreign concept to many Singaporeans. It is a deferred tax scheme which helps you save for

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The Truth About Gold Investing: A Practical Discussion for Singapore Investors

Gold has been on quite a ride in 2025. From around US$2,600/oz at the start of the year to more than US$4,000 today. It has once again captured

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Gold Crashed — Just Days After I Warned About It

Last Saturday, during my monthly client Zoom meeting, I shared my view that the gold rally had gone parabolic — and reminded everyone that it looked eerily similar

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Bitcoin’s Correction: Healthy Pause or The Last Gasp?

After months of strong gains, Bitcoin has finally taken a breather. From a recent peak of around US $125,000, it has slipped to about US $107,000 — a

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Trump’s 100% Tariff Shock: How Investors Should React

Saturday morning, I rolled out of bed, grabbed my coffee, and did my usual market check. A sea of “red bars” immediately caught my eye. The S&P 500

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