When it comes to retirement planning, you cannot ignore the Central Provident Fund (CPF). CPF is the default retirement solution for every Singaporean. Most people have some vague ideas about the system, but few people bother to dive deeper. A lot of people feel that since they have no authority over it, why bother? As […]
Invest for Retirement: How to Build Resiliency in Volatile Markets
If you are planning for your retirement or financial freedom, you probably start 2019 with a disturbing question after the stock market crash in December 2018. Should you continue to invest or quit? There is no shortage of information on the internet, you probably subscribe to many financial blogs or newspapers. But the information itself […]
Retirement Planning: What You Need to Know About CPF Top Up
CPF Life is crucial to every Singaporean’s retirement planning. There are people who protested and demanded the government to “Return Our CPF”, but there are also many people who have good faith in our national pension system and want to top up more into CPF for their own retirement planning. What are the benefits of […]
How Does CPF Life Fit into Your Retirement Planning
If you read a lot about retirement planning, you may have built up some Income Generating Assets such as Real Estate Investment Trusts (REITs) or Retirement Income Plans. But few people talk about CPF Life. This is not surprising because people tend to associate retirement planning with stock and property investments. Many people believe that […]
3 Best Retirement Plans in Singapore That Can Provide Guaranteed Income After You Retire
When you retire, your employment income stops, but not your expenses. You still got to pay for your food, your transport and your health care. If you are not lucky enough, you may still have an outstanding mortgage loan to pay. Do you have retirement plans which generate guaranteed passive income to pay off these […]
How CPF Minimum Sum Retirement Scheme changes affect you
Like most people, I used to think I could call it a day when I reach my retirement with a target, say a million dollars. I was wrong. Today, retirement planning is no longer just about saving a retirement sum but to build retirement income. In Singapore, nobody can talk about retirement without mentioning CPF. Ironically, CPF retirement schemes […]