Sichuan Earthquake has shocked the whole world. Confirmed death toll shot up past 50,000. Many Singaporeans were trapped during the event. Many have asked if they can claim the losses from their travel insurance. The answer is normally yes. Take a closer look at the contract wordings of the most popular AIG Assist You can abstract the following: (Note the information is for your reference only, we do not ensure the accuracy of the content. please consult your own insurance company for specific terms and conditions)
SECTION 7 – EMERGENCY MEDICAL EVACUATION
When as the result of Injury or Sickness commencing while You are overseas and if in the opinion of American International Assistance Service, Inc. (AIAS), or an authorised representative of AIAS, it is judged medically appropriate to move You to another location for medical treatment, or to return You to Singapore, AIAS, or the authorised representative, will arrange for the evacuation utilising the means best suited to do so, based on the medical severity of Your condition. We will pay AIAS directly the covered expenses for such evacuation specifi ed in Section 7 of the Selected Plan.
AIAS 24-Hour Emergency Hotline @ (65) 6338 6200
SECTION 18 – TRAVEL CANCELLATION
If the Trip is cancelled due to any of the following occurring within 30 days (except item (c)) before the date of departure of the Trip:-
c) serious damage to Your principal residence from fire, fl ood or similar natural disaster (typhoon, earthquake etc) within 1 week before the date of departure and which require You to be present at the principal residence on the date of departure;
SECTION 19 – TRAVEL POSTPONEMENT
If the Trip is postponed due to any of the following occurring within 30 days (except item (c)) before the date of departure of the Trip: –
c) serious damage to Your principal residence from fire, fl ood or similar natural disaster (typhoon, earthquake etc) within 1 week before the date of departure and which require You to be present at the principal residence on the date of departure;
SECTION 21 – TRAVEL CURTAILMENT INCLUDING AIRCRAFT HIJACKING
If You have to return directly to Singapore from overseas:-
d) due to natural disasters (such as typhoon or earthquake) which prevent You from continuing with Your scheduled Trip;ore from overseas:-
SECTION 23 – PERSONAL BAGGAGE INCLUDING LAPTOP COMPUTER
We will pay You, up to the limit specified in Section 23 of the Selected Plan, for loss of or damage sustained overseas to personal baggage taken, purchased or damaged due to natural disasters (typhoon, earthquake etc) due to circumstances beyond Your control at the planned destination. This includes clothing and personal effects worn or carried on You, in suitcases and like receptacles. All items must be owned by or in the custody of or which is loaned or entrusted to You.
SECTION 26 – TRAVEL DOCUMENTS
We will pay You up to the limit specifi ed in Section 26 of the Selected Plan for the cost of obtaining replacement passports, travel tickets and the relevant travel documents lost as well as additional travel expenses and hotel accommodation incurred to replace lost travel documents. Such loss must be due to robbery, burglary, theft or natural disasters (typhoon, earthquake etc) whilst overseas.
If You experience a loss of cash, travellers’ cheques or banknotes, due to robbery, burglary, theft, or natural disasters (typhoon, earthquake etc) and which were in Your care, custody or control during a Trip, We will pay for the actual loss up to $300, provided that such loss is reported to the police having jurisdiction at the place of the loss no later than 24 hours after the incident. Any claim must be accompanied by written documentation from the police.