Are You Wealthier Than Other Singaporeans?

If your total wealth is more than S$125K, you may be wealthier than half of the fellow Singaporeans. But before you celebrate, there is more to the story.

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What is SRS: All You Need to Know About Supplementary Retirement Scheme (Updated 2025Dec)

Do you want to pay less income tax and save more for the future? If so, you should pay some attention to the Supplementary Retirement Scheme (a.k.a. SRS).

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Singapore’s Retirement Age Is Increasing—Here’s What It Means for You

Do you know that Singapore is set to raise the statutory retirement age from 63 to 65 and the re-employment age from 68 to 70 in 2026. This

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Understanding Intestacy: What Happens When You Die Without Will

Picture this: you’ve worked hard your entire life, accumulating assets and building a legacy. But what if, upon your passing, certain assets are left out of the will?

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Average Inflation Targeting – How It Kills Your Retirement Plans

If you are a retiree or planning for retirement, you need to understand inflation. And if you are wondering what will drive the direction of the stock market

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FIRE Your Retirement Over This National Day Weekend

Happy National Day weekend! As we all know, this year’s national day celebration is going to be quiet. Covid-19 pandemic has not only changed our lives today, but

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5 Ugly Truths of the Coming Retirement Crisis and How to Deal With It

We were on the verge of the greatest retirement crisis in history and COVID-19 just triggered it. In the decades to come, globally, we will witness hundreds of

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How Should You Handle A Recession?

If you are worried about recession in your retirement years, you should read this. In the course of my work as an independent financial adviser, I have done

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SRS Investment and DBS New Account Opening Promotion 2019

You may have heard of the Supplementary Retirement Scheme (a.k.a. SRS). It is a deferred tax scheme to help you save more for your retirement and reduce your

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Invest for Retirement: How to Build Resiliency in Volatile Markets

If you are planning for your retirement or financial freedom, you probably start 2019 with a disturbing question after the stock market crash in December 2018. Should you

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