On March 8, I have alerted readers of the latest Astrea VI Bond issuance through my blog and Telegram Channel. Astrea has just announced its Astrea VI allocation result today. The final coupon for the retail S$ tranche is 3%. It is not fantastic, but good enough for many, especially the retirement income seekers. But […]
Astrea VI Bonds – New issuance of Azalea PE-backed Bonds
I wrote an article in 2019 when Astrea V was launched, I was not thrilled with PE bond offering such a low yield of 3.8% back then. But since the pandemic last year, the broad market interest rate has dropped to an even more ridiculous level. So PE-Backed Astrea Bond does appeal to some investors […]
How to Build a Low-Cost Income Investment Portfolio in Singapore with Little Capital
A low-cost income investment portfolio is crucial for retirement planning. Without a portfolio of income-generating assets for passive income, you will never achieve financial freedom. But there are some practical issues to consider. As an independent financial adviser, I spend a lot of time constructing portfolios which will make sense to local investors. Yes, there […]
Astrea V Private Equity Bond: Why I am not thrilled about it
The latest buzz in Singapore’s financial market is the launch of Astrea V PE Bond, a retail private equity bond by a Temasek unit. If you have not heard about it, you do not have much to lose. But if you are contemplating to subscribe to it, you should continue to read. Just google “Astrea […]
Singapore Savings Bonds – Why I Am Not so Excited About It as Retirement Option
For a very long time, Singaporeans were deprived of investing in good financial products. Bond has always been the cornerstone of financial institutions and high net worth individuals’ investment portfolio. However, most bonds in Singapore had a high entry barrier such as $250,000 which makes it exclusive to the wealthy. When retail investors battling in stock […]
What is an Accredited Investor
When you deal with investment products, you may stumble upon the term “Accredited Investor”. Accredited investors (AI) are often referring to High Networth Individuals. They have access to some of the untraditional or sophisticated investment products which are out of touch by the retail investors. What is so good about products for Accredited Investors? In […]