It is often said that the financial market is like a battlefield between David and Goliath, it is a war between the small-time retail investors (the “dumb money”) and the mighty institutional investors (the “smart money”). The retail investors did lose money most of the time because unlike David, they underestimate their opponents. Thanks to […]
Why Did The Stock Markets Rally Despite The Looming Recession
The global stock market has just had an amazing rally in April despite a looming recession ahead. Do you feel puzzled and frustrated by this? Did you sell your stocks in March or were you waiting on the sidelines? The further we get into this global lockdown due to the COVID-19 pandemic, the clearer the […]
How Should You Handle A Recession?
If you are worried about recession in your retirement years, you should read this. In the course of my work as an independent financial adviser, I have done retirement planning for many people. In our initial discussion, most people tend to plan their retirement using very optimistic assumptions. But I always share with my clients […]
Stock Market Plunged: Should You Buy Or Sell Now?
The recent stock market crash may have wiped out several years’ worth of your investment returns. I know you are in pain. But do you know covid-19 is not the real culprit of the stock market plunge? It is something else. I guess that your level of pain is probably negatively correlated to the number […]
Investing for Retirement: Why Buying Stocks During a Financial Crisis is a Bad Idea
If you want to build a portfolio and invest for retirement, should you buy more stocks during a financial crisis? To many novice and professional investors alike, it sounds like a good idea. After all, stocks always go up higher in the long term, right? So buying stocks at a hugely discounted price seems to […]
Three Investment Principles you Need in Order to Invest Amidst the US-China Trade War
To most people, the US-China Trade War is a disaster. If you believe in the mainstream media, the trade war is a lose-lose situation. Stock market crashes, economic downturns and next financial crises are going to erode your wealth. But for a smart investor, it is a golden opportunity. Volatility shakes off weak hands and […]