SRS Investment and DBS New Account Opening Promotion 2019

You may have heard of the Supplementary Retirement Scheme (a.k.a. SRS). It is a deferred tax scheme to help you save more for your retirement and reduce your

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CPF Interest Rate: Is it Really Guaranteed?

When it comes to retirement planning, you cannot ignore the Central Provident Fund (CPF). CPF is the default retirement solution for every Singaporean. Most people have some vague

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How to Build an Investment Portfolio for Retirement Income

If you want to invest for retirement, you are facing an uphill task. Most investment strategies will never help you reach your retirement goals. The reason is simple,

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Invest for Retirement: How to Build Resiliency in Volatile Markets

If you are planning for your retirement or financial freedom, you probably start 2019 with a disturbing question after the stock market crash in December 2018. Should you

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3 Myths of Bond ETF Investing and Why I Give It a Miss

I always have my reservation of investing bonds using a Bond ETF. The bond market is a big boys game, it is dominated by large financial institutional players,

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Unconventional thinking: why you need it for your investment success

The key to investment today is to be able to think outside the box and look at your investment in an unconventional way. The biggest investment and retirement

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Retirement Planning: What You Need to Know About CPF Top Up

CPF Life is crucial to every Singaporean’s retirement planning. There are people who protested and demanded the government to “Return Our CPF”, but there are also many people

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How Does CPF Life Fit into Your Retirement Planning

If you read a lot about retirement planning, you may have built up some Income Generating Assets such as Real Estate Investment Trusts (REITs) or Retirement Income Plans.

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How will joint account investments be distributed if a person dies without a will?

Recently I received some questions from one of my readers of the blog. He asked if a person dies without a Will, how will the investments under joint account be distributed? I

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Frequently-Asked Questions of SGX Requirements on Marking of Short Sell Orders

As announced on Jan 8, with effect from 11 March 2013, SGX will require an indication (marking) of short selling on all securities traded on securities market (Extended

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