One of the biggest risks for retirement is not that you did not save enough, but all your savings are depleted by huge long term care cost. You

“By 2030, only 2 adults will be taking care of 1 elderly person.” That is an astonishing fact reported by Straits Times. What does this mean to you?

Do you know when you turn 40 years old, CPF will automatically deduct your Medisave account to pay an insurance schemed called ElderShield? So what is exactly Eldershield? How