Are You Wealthier Than Other Singaporeans?

If your total wealth is more than S$125K, you may be wealthier than half of the fellow Singaporeans. But before you celebrate, there is more to the story.

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Thoughts About CPF Retirement Investment Scheme

Recently, Lawrence Wong’s discussion about Singapore’s CPF retirement investment scheme grabbed my attention. This is a topic close to my heart as I help people invest for a

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Complete Guide to Singapore Savings Bonds (SSB) – 2025 Edition

Achieving financial freedom and securing your retirement largely depends on building a portfolio of income-generating assets that provide a steady stream of passive income. A low-cost income investment

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Finding Fulfillment: Lessons from Erika Kullberg’s Journey

In the hustle and bustle of everyday life, it’s easy to lose sight of what truly matters. A few days ago, my daughter forwarded me a YouTube video,

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How to Lower Your Income Tax: Reliefs and Deductions (Updated 2024)

Tax season is here! Are you all geared up for it? For some, it can be a stressful time filled with anxiety and confusion; for others, it’s a

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Oil, CPF, and T-bills

At SGMoneyMatters, we want to help you make informed decisions, invest well and retire with style. We share with you some of the latest news and insights that

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What is Total Debt Servicing Ratio (TDSR) and How it Affects Your Home Loan

Total Debt Servicing Ratio (TDSR) is a crucial factor that can either make or break your borrowing dreams. Whether you are financing a property for your own stay

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2 Financial Lessons From Taylor Swift’s Eras Tour Concert Mania

If you’ve been following the news lately, it’s hard to miss the frenzy surrounding Taylor Swift’s Eras Tour, especially as it hits Asia, with Singapore at the epicentre

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3 Financial Freedom Lessons From My Recent New Zealand Trip

Saint Augustine, a revered Christian theologian and philosopher, once said, “The world is a book, and those who do not travel read only a page.” True to his

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Will Singapore REITs Shine Again? Time to Look at Alternative Property Investment for Passive Income

Singaporeans love properties but what’s surprising is that many people still believe that physical property is the only way to invest in real estate. Especially with the new

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