Happy National Day weekend! As we all know, this year’s national day celebration is going to be quiet. Covid-19 pandemic has not only changed our lives today, but it will also alter the way we live and work in the years to come. To help you prepare for the future, I am offering a 50% […]
5 Ugly Truths of the Coming Retirement Crisis and How to Deal With It
We were on the verge of the greatest retirement crisis in history and COVID-19 just triggered it. In the decades to come, globally, we will witness hundreds of millions of people slipping into poverty in their retirement years, not because they lost money in the stock market, but because they are savers. If you are […]
How to Build a Low-Cost Income Investment Portfolio in Singapore with Little Capital
A low-cost income investment portfolio is crucial for retirement planning. Without a portfolio of income-generating assets for passive income, you will never achieve financial freedom. But there are some practical issues to consider. As an independent financial adviser, I spend a lot of time constructing portfolios which will make sense to local investors. Yes, there […]
How to Build an Investment Portfolio for Retirement
If you want to invest for retirement, you are facing an uphill task. Most investment strategies will never help you reach your retirement goals. The reason is simple, they are investment strategies, not retirement strategies. You need to understand that investing for wealth and investing for retirement are not the same thing. I wish I […]
Invest for Retirement: How to Build Resiliency in Volatile Markets
If you are planning for your retirement or financial freedom, you probably start 2019 with a disturbing question after the stock market crash in December 2018. Should you continue to invest or quit? There is no shortage of information on the internet, you probably subscribe to many financial blogs or newspapers. But the information itself […]
Financial Freedom: 3 Financial Lessons I Learned Unexpectedly
In nearly 20 years of my school life, I was never given a financial lesson on budgeting, investing or anything relevant to my personal finances. Somehow I feel the education system never want us to achieve financial freedom. How about you? Were you taught How was money generated in the first place? Why $1,000 is […]