No More 15-Month Wait: What Condo Owners Must Know Before Right-Sizing

A couple I met last year were both in their early 50s. Their condominium was almost fully paid, but as they began preparing for retirement, they realised that

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Thoughts About CPF Retirement Investment Scheme

Recently, Lawrence Wong’s discussion about Singapore’s CPF retirement investment scheme grabbed my attention. This is a topic close to my heart as I help people invest for a

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Estate Planning Beyond the Will – The Crucial Role of Trust

When it comes to estate planning and wealth transfer, most people immediately think of drafting a will or Lasting Power of Attorney (LPA). It’s a natural first step

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How the National Day Rally 2023 Housing Policies Will Affect You

If you’ve been keeping an eye on the news, you probably heard about the big changes that PM Lee announced for the housing policies during the National Day

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Higher Singapore ABSD Rates: Impact on Singapore Property Market

Brace yourself for new and higher ABSD rates starting today! If you remember at the beginning of the year, I said that the Singapore government is serious about

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CPF Housing Grants – an Easier Way to Check Your Eligibility

One of the milestones you go through in life is purchasing your first home. 80% of Singaporeans start this journey by buying an HDB. HDB is already highly

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3 things from Singapore Budget 2017 which you really care about

The information of Singapore Budget 2017 can be overwhelming. But there are really only 3 things most of us will care about. #1 Easier for young couples to

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Buying an HDB: From Cash-Over-Valuation to Cash-Under-Valuation

Most of us heard of Cash-Over-Valuation (COV), but there doesn’t seem to have a word called Cash-Under-Valuation (CUV). Isn’t it strange? Do people always have to overpay? Last

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HDB Cash Over Valuation lowest since January 2011

In Jan 2012, I wrote an article “How much Cash-Over-Valuation should you pay for your HDB flat?” I explained the worrying “greater fool” situation of HDB buyers trying

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CPF Housing Grant Scheme

Last Updated on 30 Jul 2013 Under the CPF Housing Grant Scheme, the Government will provide eligible buyers of resale flats with a housing subsidy. To help low-income

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