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Total Debt Servicing Ratio (TDSR) is a crucial factor that can either make or break your borrowing dreams. Whether you are financing a property for your own stay
You can’t live a modern financial life without credit. Having access to “credit” is your ability to obtain goods and services before you pay for them, based on
Are you a homeowner in Singapore? If so, there is a high chance that you still carry a mortgage loan. Do you want to know how your fellow
When you think about retirement planning, your focus is always on building your retirement income to secure financial stability for your future. But will you be keeping a
Renting a house was never an option to most Singaporeans. But with the property price falling for nearly 3 years and some signs of recovery, you may start
Are you stuck when you are not able to get the loan you need? Maybe you want to take out a mortgage loan, plan a wedding, apply for a car
If you have a mortgage loan with a bank, you should get worried. Because the mortgage interest you are paying is going to be more than double of what
In Singapore, most banks use Sibor to determine the interest rate of their home loan packages. Sibor stands for “Singapore Interbank Offered Rate”. It is a daily reference rate based
By now, you should have known that the era of ultra-easy money is drawing to an end for Singapore mortgage holders. Singapore’s domestic interest rates are rising at their
Your credit report is more important to you than you think. A few months ago, I wrote a blog article about my encounter with one of the local
