If you are a retiree or planning for retirement, you need to understand inflation. And if you are wondering what will drive the direction of the stock market in the near future, it is not the historical high of the Nasdaq stock index or a new vaccine, it will be the “average inflation targeting”. Inflation […]
FIRE Your Retirement Over This National Day Weekend
Happy National Day weekend! As we all know, this year’s national day celebration is going to be quiet. Covid-19 pandemic has not only changed our lives today, but it will also alter the way we live and work in the years to come. To help you prepare for the future, I am offering a 50% […]
5 Ugly Truths of the Coming Retirement Crisis and How to Deal With It
We were on the verge of the greatest retirement crisis in history and COVID-19 just triggered it. In the decades to come, globally, we will witness hundreds of millions of people slipping into poverty in their retirement years, not because they lost money in the stock market, but because they are savers. If you are […]
How Should You Handle A Recession?
If you are worried about recession in your retirement years, you should read this. In the course of my work as an independent financial adviser, I have done retirement planning for many people. In our initial discussion, most people tend to plan their retirement using very optimistic assumptions. But I always share with my clients […]
We Have Not Lived Long Enough – Ivan’s Reflection in April 2020
Every month, I publish an investment note called “Ivan’s Reflection”. The purpose is to document my thought process so I can review if they are right and wrong in the future. Note this letter is exclusive to my clients. It creates transparency for my clients and forces me to be accountable for my investment decisions […]
Investing for Retirement: Why Buying Stocks During a Financial Crisis is a Bad Idea
If you want to build a portfolio and invest for retirement, should you buy more stocks during a financial crisis? To many novice and professional investors alike, it sounds like a good idea. After all, stocks always go up higher in the long term, right? So buying stocks at a hugely discounted price seems to […]