In Singapore, basic health insurance needs are covered under the CPF Medishield scheme, you can upgrade your basic Medishield Life to private insurers for better coverage. These plans called private Integrated Shield Plans (IPs). In this article, I will explain what Medishield Life is and how the integrated shield plans work.
What is Moratorium Underwriting
When you apply for private health insurance, the insurer will review the risk of your application, known as ‘underwriting’, in one of two ways, ‘Moratorium Underwriting’ or ‘Full Underwriting’. Most insurers in Singapore accept only “Full Underwriting”. You will be required to complete a full medical questionnaire covering every illness, condition and doctor’s diagnosis prior […]
Enhancement of Aviva MyShield Plus Rider effective 1 July 2013
Aviva will enhance MyShield Plus rider which is designed to cover deductible and c-insurance of the basic plan MyShield. This is effective 1 July 2013. There is no change of the Basic MyShield policy. The key highlights are as below: The new and enhanced features of MyShield Plus from July 2013. Guaranteed renewability. New Option […]
Aviva MyShield Enhancement II
With effect from 1 July 2011, Aviva MyShield is enhanced without any increase of premiums. This is on top of the enhancement done last year. Clients will continue to enjoy the free coverage for children* as well as the opportunity to potentially cover pre-existing medical conditions with Moratorium Underwriting. The enhanced benefits are: Interim Coverage […]
Aviva MyShield Enhancement
Aviva has recently upgraded their most popular MyShield and MyShield Plus. The enhancement has gained Aviva MyShield significant advantage over other competitors. Besides, there are two key features of MyShield: Moratorium Underwriting – people with pre-existing condition can still be accepted though terms and conditions apply. FREE Coverage for Children – this will definitely result […]
MyShield promotion: 50% discount for children under Plan 1 (FREE for Plan 2)
2009 Aug – Aviva has just launched a 50% premium discount promotion campaign for their MyShield plan, which is approved by CPF to integrate with Medishield to enhance the coverage. Currently, as long as you and your spouse are covered under MyShield Plan 1 or Plan 2, your children will be covered FOR FREE under […]