Real Estate Investment Trust, a.k.a. REIT, is a popular income generating investment nowadays. It is also one of the 5 core Income Generating Assets that I recommend for retirement planning. But the risks of investing in REITs are not well understood. In the course of my work, I realize many people have these common misconceptions: I […]
How to Invest Amid US-China Trade War as an Asian Investor
The 2018 US-China trade war is a game changer for the global investment markets. It is a once-in-a-decade investment opportunity that you have to seize. How can you grow your wealth instead of being a victim of the war between two global giants? This article will shed the light for you. But before we start, […]
5 Factors impacting your mortgage interest rates
By now, you should have known that the era of ultra-easy money is drawing to an end for Singapore mortgage holders. Singapore’s domestic interest rates are rising at their fastest pace in a decade. How fast can this continue? how much can it grow? The three-month Singapore interbank offered rate (Sibor) is commonly used to set the […]
Why is the ease of Total Debt Servicing Ratio (TDSR) restriction disappointing
On Feb 10, 2014, The Monetary Authority of Singapore (MAS) announced to ease the restrictive Total Debt Servicing Ratio (TDSR) on certain property buyers. What it says is that some of whose who bought a residential property before the TDSR measure (introduced on June 29, 2013) will be exempted from the TDSR threshold of 60% […]
How does US Fed Tapering affect you
“Of all the hardships a person had to face, none was more punishing than the simple act of waiting” – Khaled Hosseini, A Thousand Splendid Suns Now the waiting is over, the much anticipated US Tapering will come into effect starting from January 2014. The Fed has decided to taper its quantitative easing policy by […]
ECB hikes key interest rate to 1.25%, Bank of England holds key interest rate at 0.5%
FRANKFURT – THE European Central Bank is raising its main interest rate by a quarter of a percentage point to fight inflation despite the debt problems afflicting Portugal, Greece and Ireland. The key refinancing rate is going up to 1.25 per cent from a record low of 1 per cent. LONDON – THE Bank of […]