When you retire, your employment income stops, but not your expenses. You still got to pay for your food, your transport and your health care. If you are not lucky enough, you may still have an outstanding mortgage loan to pay. Do you have retirement plans which generate guaranteed passive income to pay off these […]
3 Financial Freedom Pitfalls That Gen Y Fall into and How to Fix It
Are you a Gen Y working towards your financial freedom? Maybe you are in your 20s and 30s with a career that’s just starting to take off; maybe you want to start building a family and are making plans for the future; maybe you hope to achieve your financial freedom so you can retire early. […]
3 financial planning questions you have to talk to your spouse to make better financial decisions
Do you and your spouse see eye-to-eye when it comes to financial planning? Which gender makes better financial decisions in your house, men or women? We all make important financial decisions from time to time, things like: Save for your marriage, buy your first home or simply pursue your dreams Start investing and building your […]
5 ways to make the most out of a weak Singapore economy
It is said that there are always opportunities in every crisis. 2016 did not only start with a stock market crash. No matter you are a business person or an employee, you may have already felt the pinch of a weak Singapore economy. Not so if you have been prudent. If you have robust emergency fund […]
4 simple steps for a better retirement planning
The biggest dilemma in retirement planning is balancing the life you want to live today with the life you want to live in the future. Saving is never enough. You’ve got to have a concrete plan to work towards a better retirement. Today I will share with you 4 simple and practical steps you can follow towards a […]
How to dig below the sales pitch and choose the right unit trust
For most Singaporeans, unit trust is the best investment instrument to start with. But why so many people lost money in unit trust investment? Because most people chose the wrong funds. If you want to make money, you need to know how to choose the right unit trust for yourself. It is unlikely that you […]