If you are worried about recession in your retirement years, you should read this. In the course of my work as an independent financial adviser, I have done retirement planning for many people. In our initial discussion, most people tend to plan their retirement using very optimistic assumptions. But I always share with my clients […]
We Have Not Lived Long Enough – Ivan’s Reflection in April 2020
Every month, I publish an investment note called “Ivan’s Reflection”. The purpose is to document my thought process so I can review if they are right and wrong in the future. Note this letter is exclusive to my clients. It creates transparency for my clients and forces me to be accountable for my investment decisions […]
Stock Market Plunged: Should You Buy Or Sell Now?
The recent stock market crash may have wiped out several years’ worth of your investment returns. I know you are in pain. But do you know covid-19 is not the real culprit of the stock market plunge? It is something else. I guess that your level of pain is probably negatively correlated to the number […]
Investing for Retirement: Why Buying Stocks During a Financial Crisis is a Bad Idea
If you want to build a portfolio and invest for retirement, should you buy more stocks during a financial crisis? To many novice and professional investors alike, it sounds like a good idea. After all, stocks always go up higher in the long term, right? So buying stocks at a hugely discounted price seems to […]
How to survive a stock market crash
There are plenty of investment moves you can make during a stock market crash, but this is not the obvious one. 2016 started as a bumpy year in the investment world. Shanghai stock index crashed more than 7% just 30 minutes after the market opened on Jan 7 and was forced to close due to “circuit breaker”. […]
How to invest in a stock market crash
If you are a loyal Singapore stock investor, you may have just lost 3 years of your investment gains in the past few weeks. Panic selling is an understatement of what is happening in the financial markets. With STI index fell to a three year low, it was reported by Bloomberg that the richest people in Asia […]