If you follow my blog and Telegram channel, you know I am not a big fan of “investing” in Bitcoin. Many people consider Bitcoin as a get rich scheme,
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If you follow my blog and Telegram channel, you know I am not a big fan of “investing” in Bitcoin. Many people consider Bitcoin as a get rich scheme,
You can’t live a modern financial life without credit. Having access to “credit” is your ability to obtain goods and services before you pay for them, based on
Sometimes, I hear people saying that they want to cut their credit card and be debt free. I feel it hilarious because your credit card doesn’t trap you
When you think about retirement planning, your focus is always on building your retirement income to secure financial stability for your future. But will you be keeping a
Are you stuck when you are not able to get the loan you need? Maybe you want to take out a mortgage loan, plan a wedding, apply for a car
Your credit report is more important to you than you think. A few months ago, I wrote a blog article about my encounter with one of the local
“Sorry, we cannot increase your credit card limit and we cannot tell you why!” – That was the answer from the bank officer. Here is my story: On contrary
Credit card competition has already been fierce in Singapore. You hardly get your credit card annual fee “waived” every year in other parts of the world. Moreover, it
Why blame the government where you are not prudent in the first place? Finally, the rules, which take effect today, demand that lenders consider a borrower’s total debt