What is The Future of Bitcoin

If you follow my blog and Telegram channel, you know I am not a big fan of “investing” in Bitcoin. Many people consider Bitcoin as a get rich scheme,

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Credit Report and the Bureau Score: What Are They And How Do They Affect You?

You can’t live a modern financial life without credit. Having access to “credit” is your ability to obtain goods and services before you pay for them, based on

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Credit Card or Personal Loan: Which One to Choose When You Need the Money

Sometimes, I hear people saying that they want to cut their credit card and be debt free. I feel it hilarious because your credit card doesn’t trap you

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3 Credit Mistakes You Must Avoid in Retirement Planning

When you think about retirement planning, your focus is always on building your retirement income to secure financial stability for your future. But will you be keeping a

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5 simple ways to improve your credit score so you can get the loan you want

Are you stuck when you are not able to get the loan you need? Maybe you want to take out a mortgage loan, plan a wedding, apply for a car

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How to check your personal credit bureau report in Singapore

Your credit report is more important to you than you think. A few months ago, I wrote a blog article about my encounter with one of the local

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"Sorry, we cannot increase your credit card limit and we cannot tell you why!"

“Sorry, we cannot increase your credit card limit and we cannot tell you why!” – That was the answer from the bank officer. Here is my story: On contrary

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OCBC 365 Credit Card

Credit card competition has already been fierce in Singapore. You hardly get your credit card annual fee “waived” every year in other parts of the world. Moreover, it

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Finally, Total Debt Servicing Ratio (TDSR) framework

Why blame the government where you are not prudent in the first place? Finally, the rules, which take effect today, demand that lenders consider a borrower’s total debt

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