You may know that I am the author of the book “FIRE Your Retirement: 3 Simple Steps to Financial Independence and Retire Early”. I want to give you a quick update that we are having a 50% OFF 11.11. Flash Sale via this link. Time flies! It is almost a year since the global pandemic […]
Invitation to my new Telegram Channel
If you are following my blog and you are serious about financial freedom, I invite you to be among the first to join my new Telegram Channel – “FIRE with Ivan”. For the past 12 years, I have been using this blog and email to communicate with you. If you are still reading my blog […]
Fixed Maturity Plan – Income Solution for Low Risk Investors in a Yield-Starved World
If you are investing for retirement, you need passive income to cover your expenses. But safe and consistent income is hard to come by nowadays. The ugly truth about retirement is that the traditional way of generating income doesn’t work anymore due to the modern loose monetary policies. While the low-interest rate is great to […]
5 Ugly Truths of the Coming Retirement Crisis and How to Deal With It
We were on the verge of the greatest retirement crisis in history and COVID-19 just triggered it. In the decades to come, globally, we will witness hundreds of millions of people slipping into poverty in their retirement years, not because they lost money in the stock market, but because they are savers. If you are […]
Investing in REITs – Why It Is NOT the Right Time to Buy Now
With the global recession triggered by COVID-19, we have seen that the Singapore REITs index has suffered a massive 20% loss. You may be asking, “What would be the impact of COVID-19 on REITs? Is it a good time to buy REITs now?” In this article, I want to help you understand three questions. Why […]
How to Build a Low-Cost Income Investment Portfolio in Singapore with Little Capital
A low-cost income investment portfolio is crucial for retirement planning. Without a portfolio of income-generating assets for passive income, you will never achieve financial freedom. But there are some practical issues to consider. As an independent financial adviser, I spend a lot of time constructing portfolios which will make sense to local investors. Yes, there […]