Stocks, Bonds and Gold Fell Together. Is Diversification Broken?

Most investors are taught a simple rule: when stocks fall, bonds should cushion the loss. And when both become uncertain, gold should provide protection. But what happens when

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Are You Wealthier Than Other Singaporeans?

If your total wealth is more than S$125K, you may be wealthier than half of the fellow Singaporeans. But before you celebrate, there is more to the story.

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The Government Just Killed the EC “Flip” Strategy. Here Is What You Should Know

More than a million dollars in gross profit. From the flat you lived in. That is what the top EC resale deals were generating in early 2026. Not

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Singapore Savings Bond (SSB) Update – November 2025

If you’ve been closely monitoring the interest rate of Singapore Savings Bond (SSB), you will notice the rates have dropped recently. While the 3% yield is a thing

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Singapore Savings Bond (SSB) Update – October 2025

If you’ve been closely monitoring the interest rate of Singapore Savings Bond (SSB), you will notice the rates have dropped recently. While the 3% yield is a thing

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Astrea 9 Allocation: Common Questions Answered and What’s Next

After my last article on the Astrea 9 bond subscription strategy, I received a bunch of questions from readers about the allocation results and what to do now.

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Singapore Savings Bond (SSB) Update – September 2025

If you’ve been closely monitoring the interest rate of Singapore Savings Bond (SSB), you will notice the rates have dropped recently. While the 3% yield is a thing

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Astrea 9 Bond: Why You Should Think Beyond the Yield Before Subscribing

Last week, I wrote an in-depth guide on the launch of the Astrea 9 Bond IPO. If you haven’t read it yet, I recommend starting there. I’ve received

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Astrea 9 Private Equity Bonds: All You Need to Know (And How to Get Early Access)

Astrea Bonds are back! Temasek-linked Azalea Asset Management has just announced the launch of its latest private equity-backed bond offering — Astrea 9. If you’re looking to invest for

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New SSD, Old Mistake: Don’t Let a Condo Become Your Retirement Plan

This week, the Singapore government brought back something familiar—a tougher Seller’s Stamp Duty (SSD). If you sell a private property within four years of buying it, you could

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