Are pregnancy related expense covered under travel insurance? Pregnancy related expenses used to be under exclusion clause under most travel insurance policies, it usually goes like this: We will not pay for any loss due to pregnancy or childbirth, and or any injury or sickness associated with pregnancy or childbirth”. This is because insurance principle forbids to […]
Four most important factors to choose a International Health Insurance product
“It has been said that arguing against globalization is like arguing against the laws of gravity.” – Kofi Annan Living in Singapore gives you the first hand experiences in globalization. Probably no other place on earth has so engineered itself to prosper from globalization, and succeeded at it. With over 100,000 expatriates working in Singapore, […]
What is Moratorium Underwriting
When you apply for private health insurance, the insurer will review the risk of your application, known as ‘underwriting’, in one of two ways, ‘Moratorium Underwriting’ or ‘Full Underwriting’. Most insurers in Singapore accept only “Full Underwriting”. You will be required to complete a full medical questionnaire covering every illness, condition and doctor’s diagnosis prior […]
AXA extends to cover pre-existing medical condition for Hypertension and High Cholesterol
Hypertension (High Blood Pressure) and Hyperlipidaemia (High Cholesterol) are becoming common ailments in Singapore. Many people with such pre-existing medical conditions are struggling to find medical coverage for themselves. They are either declined or excluded for such conditions. Although they can choose Moratorium Underwriting offered by Aviva to obtain hospitalization coverage, these pre-existing conditions are […]
Moratorium Underwriting by Aviva
When you apply for private health insurance, the insurer will review the risk of your application, known as “underwriting”, in one of two ways, “Moratorium Underwriting” or “Full Underwriting”. Most insurers in Singapore accept only “Full Underwriting”. You will be required to complete a full medical questionnaire covering every illness, condition and doctor’s diagnosis prior […]