Are pregnancy related expense covered under travel insurance? Pregnancy related expenses used to be under exclusion clause under most travel insurance policies, it usually goes like this: We will not pay for any loss due to pregnancy or childbirth, and or any injury or sickness associated with pregnancy or childbirth”. This is because insurance principle forbids to […]
What is Moratorium Underwriting
When you apply for private health insurance, the insurer will review the risk of your application, known as ‘underwriting’, in one of two ways, ‘Moratorium Underwriting’ or ‘Full Underwriting’. Most insurers in Singapore accept only “Full Underwriting”. You will be required to complete a full medical questionnaire covering every illness, condition and doctor’s diagnosis prior […]
Moratorium Underwriting by Aviva
When you apply for private health insurance, the insurer will review the risk of your application, known as “underwriting”, in one of two ways, “Moratorium Underwriting” or “Full Underwriting”. Most insurers in Singapore accept only “Full Underwriting”. You will be required to complete a full medical questionnaire covering every illness, condition and doctor’s diagnosis prior […]