Do you have extra cash in the bank and you are not satisfied with the low return of a fixed deposit? Do you want to grow your wealth but you are wary of the investment risk? Then you should consider a short-term endowment plan with guaranteed returns. China Life Insurance has just relaunched their popular […]
4 best endowment plans in Singapore with guaranteed returns
When it comes to saving for retirement, not everybody has the risk appetite to go for an investment portfolio. If you prefer a saving scheme which gives you a predictable return and allows you to sleep well, you should consider endowment plan. Endowment policies are offered by an insurance company and can be used to help […]
3 Financial Freedom Pitfalls That Gen Y Fall into and How to Fix It
Are you a Gen Y working towards your financial freedom? Maybe you are in your 20s and 30s with a career that’s just starting to take off; maybe you want to start building a family and are making plans for the future; maybe you hope to achieve your financial freedom so you can retire early. […]
3 financial planning questions you have to talk to your spouse to make better financial decisions
Do you and your spouse see eye-to-eye when it comes to financial planning? Which gender makes better financial decisions in your house, men or women? We all make important financial decisions from time to time, things like: Save for your marriage, buy your first home or simply pursue your dreams Start investing and building your […]
What is the Best Endowment Plan in Singapore
Where can you put your money to grow your retirement fund and yet sleep well? Here is what happened with prolonged low-interest rate environment in the past decade. The property prices are at ridiculous level and beyond your reach Your living expenses increase year by year Your salary increment cannot keep up with inflation You […]
Two alternative investments to Singapore Savings Bonds
For many years, Singaporeans were deprived of products offering both safety and reasonable returns. Singapore Savings Bonds is a wake-up call for banks, insurance companies and financial institutions to stop offering mediocre products and up their games. The investment for Singapore Savings Bonds can start from as low as $500, and based on current rate […]