Supplementary Retirement Scheme (a.k.a. SRS) is not strange to most Singaporeans. It is a deferred tax scheme which helps you save for the future while reducing your tax expenses now. If you are mid to high-income earners, SRS is a great way to save tax in addition to CPF top-up tax relief. For example, if […]
High Yield Bond: Why You Need It in Your Retirement Investment Portfolio
In this blog, I talk a lot about Income Generating Asset (IGA). Without passive income from these IGAs, you simply have no means to retire. If you have not allocated high yield bonds in your investment portfolio, you should read on. Many Singaporeans prefer dividend stocks for their retirements, it is a good strategy. The […]
Consider bond investment when the stock market is high
You know it, the stock markets have reached an all-time high. If you are like most investors, you probably feel a bit jittery about this. Will there be a market crash soon? If you do not invest in stocks, where can you put your money? Today I will talk about bond investments, the stable source […]
What is the Best Endowment Plan in Singapore
Where can you put your money to grow your retirement fund and yet sleep well? Here is what happened with prolonged low-interest rate environment in the past decade. The property prices are at ridiculous level and beyond your reach Your living expenses increase year by year Your salary increment cannot keep up with inflation You […]
Invest in short term bond funds when stock market is not safe
When it comes to investment, the first thing that comes to your mind is probably investing in stocks. People argue about stock investment all the time. Market goes up, market goes down. This stock is good, that stock is bad. But where do you put your money when no stock market is worth investing now? To some people, […]
How to invest in a stock market crash
If you are a loyal Singapore stock investor, you may have just lost 3 years of your investment gains in the past few weeks. Panic selling is an understatement of what is happening in the financial markets. With STI index fell to a three year low, it was reported by Bloomberg that the richest people in Asia […]