A low-cost income investment portfolio is crucial for retirement planning. Without a portfolio of income-generating assets for passive income, you will never achieve financial freedom. But there are some practical issues to consider. As an independent financial adviser, I spend a lot of time constructing portfolios which will make sense to local investors. Yes, there […]
How to Invest Your SRS Account: The Complete Guide
Supplementary Retirement Scheme (a.k.a. SRS) is not strange to most Singaporeans. It is a deferred tax scheme which helps you save for the future while reducing your tax expenses now. If you are mid to high-income earners, SRS is a great way to save tax in addition to CPF top-up tax relief. For example, if […]
PE Ratio: How it helps you make better investment decisions
If you are a stock investor, PE Ratio is an important indicator to help you make better investment decisions. Especially in a volatile stock market, when you are overwhelmed with market noises, PE Ratio gives you a good idea if the market is overpriced or undervalued. 2018 is surely a tough year for stock investors, […]
Investing for retirement: 3 “In”s you must overcome
You’ve heard this investment advice before: buy undervalued stocks, purchase STI ETF regularly. Tada! After 20 years, you will have enough money for your retirement. This story, if you ever believed, is more fantasy than reality. The truth is, a successful investment is challenging, especially when it is associated with your retirement. This is because […]
STI ETF Investing: 3 myths busted
If you are considering various ways of investing for retirement, you will often come across investment advice telling you to invest in the STI ETF (Straits Times Index Exchange Traded Funds). The typical pitch goes like these: You should buy the STI ETF because passive investing beats active investing in the long run. You should […]
How to invest after Brexit
It is hard for you not to notice that the people in the United Kingdom have decided to leave the European Union (also known as Brexit). The news shocked the world on 23 June 2016. On that single day Sterling pound fell by 10% against the US dollar to its weakest level in over 30 […]