Despite the seemingly endless US-China trade war, the market prices of REITs have increased sharply since the beginning of the year. If you have substantial holdings of Real Estate Investment Trusts, you need to be careful. This may sound counter-intuitive, but if you are investing in REIT as an Income Generating Asset for retirement income, […]
How to Build an Investment Portfolio for Retirement
If you want to invest for retirement, you are facing an uphill task. Most investment strategies will never help you reach your retirement goals. The reason is simple, they are investment strategies, not retirement strategies. You need to understand that investing for wealth and investing for retirement are not the same thing. I wish I […]
Investing for Retirement: Why you should not over-rely on REITs investment
Real Estate Investment Trust, a.k.a. REIT, is a popular income generating investment nowadays. It is also one of the 5 core Income Generating Assets that I recommend for retirement planning. But the risks of investing in REITs are not well understood. In the course of my work, I realize many people have these common misconceptions: I […]
What do Singaporeans Invest for Retirement Planning
Have you saved enough for your retirement? Do you want to know where your fellow Singaporeans stand across the globe when it comes to making investment choices for retirement planning? The world is sitting on the ageing “time bomb” while many governments have to set aside 50% GDP for the costs of ageing. And you know that you […]
3 bond investment lessons from Swiber’s winding-up
Bond investment is always in voracious demand in Singapore. With many years of low deposit rate and lifeless Singapore stock market, people are struggling to find a better investment to place their hard earned savings. Probably because the majority of the retail bonds are sold by the banks, many Singaporeans treat bonds just like fixed deposits – You put […]
How to use Singapore REITs to generate retirement income
The only way to retire in Singapore is to own Incoming Generating Assets. I have discussed how you can use optimally leveraged and discounted property to generate good income for your retirement. However, there is a problem. While Asian investors are still trying to catch the last train of purchasing physical properties, the ultra-rich from the […]