Stocks, Bonds and Gold Fell Together. Is Diversification Broken?

Most investors are taught a simple rule: when stocks fall, bonds should cushion the loss. And when both become uncertain, gold should provide protection. But what happens when

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Are You Wealthier Than Other Singaporeans?

If your total wealth is more than S$125K, you may be wealthier than half of the fellow Singaporeans. But before you celebrate, there is more to the story.

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Singapore Savings Bond (SSB) Update – November 2025

If you’ve been closely monitoring the interest rate of Singapore Savings Bond (SSB), you will notice the rates have dropped recently. While the 3% yield is a thing

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Singapore Savings Bond (SSB) Update – October 2025

If you’ve been closely monitoring the interest rate of Singapore Savings Bond (SSB), you will notice the rates have dropped recently. While the 3% yield is a thing

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Singapore Savings Bond (SSB) Update – September 2025

If you’ve been closely monitoring the interest rate of Singapore Savings Bond (SSB), you will notice the rates have dropped recently. While the 3% yield is a thing

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Why I’m Considering Longer-Duration US Treasuries For Income Investing Now

“Latest Singapore six-month T-bill cut-off yield sinks to 2.05%“, that is Singapore’s Business Times headline this week. This result, based on the auction this Thursday (Jun 5), was

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Singapore Savings Bond (SSB) Update – July 2025

If you’ve been closely monitoring the interest rate of Singapore Savings Bond (SSB), you will notice the rates have dropped recently. While the 3% yield is a thing

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Interest Rates Are Falling – How To Restructure Your Income Strategy Now

Interest rates are falling—again. If you’ve been wondering what to do with your idle cash or feeling anxious about shrinking returns from “high interest” savings accounts, you’re not

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Singapore Savings Bond (SSB) Update – June 2025

If you’ve been closely monitoring the interest rate of Singapore Savings Bond (SSB), you will notice the rates have dropped recently. While the 3% yield is a thing

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Singapore Savings Bond (SSB) Update – May 2025

If you’ve been closely monitoring the interest rate of Singapore Savings Bond (SSB), you will notice the average interest of the latest issue is slightly lower than the

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