Supplementary Retirement Scheme, more colloquially referred to as SRS, is not a foreign concept to many Singaporeans. It is a deferred tax scheme which helps you save for the future while reducing your tax expenses now. If you are a mid to high-income earner, SRS is a great way to save tax in addition to […]
4 Cash Alternatives to Invest in for Retirement When the Stock Market Is Volatile
We all know inflation is driving up the cost of living. And stock market uncertainty has pushed many investors to the verge of capitulation. 2022 has been a horrible year for investors because whether you invest in stocks or bonds, you most probably have ended up losing money. As you can see from the chart […]
Singapore Savings Bonds – Why I Am Not so Excited About It as Retirement Option
For a very long time, Singaporeans were deprived of investing in good financial products. Bond has always been the cornerstone of financial institutions and high net worth individuals’ investment portfolio. However, most bonds in Singapore had a high entry barrier such as $250,000 which makes it exclusive to the wealthy. When retail investors battling in stock […]
What Are Singapore Government Securities (SGS)
Singapore Government Securities (SGS) are marketable debt instruments of the Government of Singapore. These debt instruments take the form of either Treasury bills (T-bills) or bonds, and are considered safe investments, as they are backed by the full faith and credit of the Singapore Government. The terms of issuance are governed by the Local Treasury Bills […]
Trading of Singapore govt bonds at SGX
From July 8 2011, you can buy and sell Singapore Government bonds on the Singapore Exchange (SGX). The bonds are Singapore Government Securities (SGS), debt instruments issued by the Government. They take the form of Treasury bills (T-bills) or bonds. Since 2009, retail investors have been able to take part in the SGS auctions via […]